What would you want from this year to improve your life?
Home and family
Business or career
Finances (yes we all want more of that please!)
More satisfaction e.g. work-life balance, more fullfillment?
More leisure time/better social opportunties
I know the feeling. My businesses are private and a community service business I have been trying to develop but just not enough hours in a day - or income to cover them perhaps whilst being 'developed'. Re the bills, some people prefer the status quo - 'why fix it if it isnt broken' sort of thing. For them they are managing and rocking the boat may upset that or they feel they havent got time right now to sort things out and improve it. However, at our Tackling the Credit Crunch my colleague says he spends one full day a year sorting out his insurances and bills to find cheaper options such as car insurance, and it works for him. We could probably all do that if we decide to and nothing really suffers but actually gains - but it feels more difficult than it is. Perhaps thats the answer in this case?